DIABETES SAFE

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This policy is specially designed for diabetes people and diseases related to diabetes. This plan caters to all ailments related to diabetes and also bears the expenses of hospitalization on a daily basis. The minimum age to enter this policy is 18 years of age and the maximum age limit is 65 years. The best thing about this policy is that a patient suffering from diabetes mellitus can also buy this policy and also there is no barrier to exit age as the policy can continue lifelong also after the age of 65 years. The policy can be taken both by a single person and also with a Floater. The policy is broadly segregated under two plans termed as plan A and plan B. Under plan A, pre medical test is required whereas in plan B there is no medical test done before buying the policy.

Exclusions and cancellation of the policy made under this plan.

The diseases which are not included under this plan and also pre-existing diseases.
The disease that is formed within 30 days of buying the policy.
Treatment of teeth or operation is not included unless the damage is caused due to an accident.
The intentional injury that is done to the body.
The cost incurred out of the permissible limit of the treatment.
Charges incurred on the admission of the patient to the hospital.
False information, fudge documents, and misinterpretation that is done while buying the policy.
The whole policy premium cannot be refunded after the Free Look Period.

F.A.Q

WHAT ARE THE BENEFITS COVERED UNDER THE DIABETES SAFE PLAN?

• Provides medication for diabetes from day one including diseases that are to diabetes. • 30 days of pre-medication in the hospital is provided and 60 days of post-hospitalization are covered. • Fees for doctors, surgeons, medical utensils, room rent, and medical bills are covered. • Dialysis expenses amounting to 1000 in a single sitting are covered for 2 years. • Tax benefit under section 80D of the Income Tax Act under this plan is provided.
WHAT IS A FREE LOOK PERIOD?

A Free Look Period consists of 15 days is given to the policyholder to review the terms and conditions of the policy from the date of purchase of the policy. A policyholder can cancel the policy if he is not sure and satisfied with the nature of the policy and the premium amount is returned to him after adjusting the charges of medical check-ups and documents charges. WHAT IS THE ELIGIBILITY OF THIS PLAN? • The minimum age to enter this policy is 18 years and the maximum age is 65 years. • The policy is also provided to the diabetes patient. • The policy is applicable to both individuals and floaters.
WHAT ARE THE 2 PLANS COVERED IN THIS POLICY?

• Plan A: Pre-medical test is required while purchasing the policy. • Plan B: No pre-medical test is required while buying the policy.